PayPal Fee Calculator

How to Use PayPal Fee Calculator

1. Choose the calculation mode. Select “I receive X → net” to see fees on an incoming payment, or “I want to net X → invoice” to find what to bill so you land at your target amount.
2. Pick a fee preset or customize. Use the India International preset (4.4% + fixed fee) or US Domestic, or switch to custom to enter your own percentage and fixed fee.
3. Enter the amount. Type the gross payment received or the net amount you want, depending on the mode selected.
4. Click Calculate. The tool instantly shows the fee deducted, the net amount you keep, or the invoice amount needed to hit your net target. The gross‑up formula ensures you invoice exactly the right figure.

Benefits of PayPal Fee Calculator

• Solves the common freelancer problem of guessing how much to invoice to net a specific amount — no more manual trial and error.
• Presets for India and US eliminate the need to remember fee structures; they load the correct percentage and fixed fee with one click.
• Custom mode supports any PayPal fee structure, making the calculator useful across different countries and account types.
• Operates entirely offline; your payment amounts are never sent anywhere.

Frequently Asked Questions

Does the calculator include PayPal’s currency conversion spread?

No, it calculates the fee on the received amount in a single currency. PayPal applies an additional 3‑4% spread on currency conversion, which is separate. If you receive in a foreign currency, factor that spread manually.

What is the gross‑up formula used in the calculator?

To net a target amount, the required invoice = (Target + Fixed Fee) / (1 − Percentage Fee). The calculator applies this automatically, so you don’t need to solve the equation yourself.

Are PayPal fees tax‑deductible for freelancers in India?

Yes, if you are a freelancer, the fees are a business expense and can be deducted from your gross receipts before calculating taxable income under presumptive taxation (Section 44ADA).

Is PayPal Fee Calculator free and private?

Yes — it is 100% free, needs no sign‑up, and everything runs in your browser; your data never leaves your device.