Capital Gains Tax Calculator (India)
Compute LTCG/STCG tax on equity, property, gold, and debt mutual funds as per post‑23‑Jul‑2024 rules.
How to Use Capital Gains Tax Calculator
- Choose your asset type. Select Listed Equity/Equity MF, Property, Gold, or Debt MF. Each has different holding‑period rules and tax rates.
- Enter buy and sell dates. The tool calculates the holding period and determines whether the gain is short‑term (STCG) or long‑term (LTCG).
- Provide buy price, sell price and expenses. The taxable gain is sell price minus buy price minus any transaction expenses you incurred.
- Click Calculate. For equity, the LTCG exemption of ₹1.25 lakh is applied automatically. For property and gold, the tool shows the 12.5% LTCG rate without indexation, as per post‑23‑July‑2024 rules.
Benefits of Capital Gains Tax Calculator
- Covers all major asset classes in one tool — equity, property, gold and debt funds — with the correct holding‑period thresholds and tax rates for each.
- Applies the ₹1.25 lakh LTCG exemption for equity automatically, preventing over‑estimation of tax.
- Reflects the latest tax rules (post‑Budget 2024) including removal of indexation benefit for property and gold.
- Instant, private calculation — your transaction details stay on your device.
Frequently Asked Questions
What is the LTCG tax rate on equity shares in FY 2025‑26?
Long‑term capital gains on listed equity held for more than 12 months are taxed at 12.5% on gains exceeding ₹1.25 lakh per financial year. Short‑term gains are taxed at 20%.
Is indexation still available for property and gold?
No. As per the July 2024 Budget, indexation benefit has been removed for property and gold. LTCG on these assets is now taxed at a flat 12.5% without indexation.
Can I set off capital losses against gains?
Yes, short‑term capital losses can offset both short‑term and long‑term gains. Long‑term losses can only offset long‑term gains. This calculator computes the gain; loss set‑off needs to be applied separately.
Is Capital Gains Tax Calculator free and private?
Yes — it is 100% free, needs no sign‑up, and everything runs in your browser; your data never leaves your device.
Disclaimer: For information only. Tax rules change. Consult a CA before filing.